Minimum payments on credit cards are between 1% to 4% of the balance due. If you can afford higher payments each month, you’ll benefit over the long haul. If you can’t afford to pay this percentage of your balance, chances are you’re in over your head.
With offers of an additional 15% off your purchase or free merchandise, it is tempting to apply for credit cards from your favorite retail stores. Think twice, however, before signing up. If you do not pay the bill in full at the end of each month, you could end up paying much more than you originally would have saved.
When it comes to scammers, nothing is sacred — including the bond between grandparent and grandchild. Lately, grandparent scammers have gotten bolder: they might even come to your door to collect money, supposedly for your grandchild in distress. Learn More
About 14 million adults in the U.S. do not have an account with a credit union or bank. Whether this is by choice or because they don’t think they qualify to open an account, they end up missing out on many financial services that make life easier. Learn More
Is tax time a big mystery to you, the results of which seem like a crapshoot? Do you cross your fingers and hope the calculations come out in your favor? Learn More
It’s easy to postpone starting to save for a later day, but a solid plan is key to success. By following some basic guidelines, you’re more likely to achieve financial security. Learn More
There are many things to consider before purchasing ANY car, but a NEW car might spark particular questions. There are pros and cons to buying new cars, just as there are pros and cons to buying used cars. Learn More
A healthy savings account is your best defense against life’s curve balls. But sometimes setting aside some money every paycheck isn’t enough—particularly when you’re just starting out in life.
A good credit score can be an additional safety net, providing you access to low-interest credit options that can help cover any expenses your emergency savings can’t. Learn More
As the country moves forward and adapts to the new realities, scammers aren’t far behind.
Watch out for these trending scams as the country reopens: Learn More
The COVID-19 Global pandemic caused an initial panic leaving store shelves empty of face masks and toilet paper. Hand sanitizer, cleaning supplies, paper towels and meat followed quickly in what was fast becoming routine for life during COVID-19. And now, the latest commodity to run in short supply is coins. Learn More
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