Service Charge Schedule

Service Charge Schedule – Effective 8/1/2020

Account Benefits

Account Benefits at PFCU

  • 24/7 Telephone Teller
  • Apple Pay
  • Cashier’s Checks
  • CU Money VISA Travel Cards
  • Debit Card Control
  • Direct Deposit/ Payroll Deduction
  • eAlerts
  • eStatements
  • Fax / Copy Service
  • Incoming Wire
  • Medallion Stamp / Signature Validation
  • Mobile Check Deposit
  • Notary Public Service
  • Online Account Access
  • Online Bill Pay
  • PFCU Mobile App
  • Safe Deposit Boxes (Des Plaines office only)
  • Savings Bond Redemption
  • Savvy Money (free credit score)
  • Text Banking and Alerts
  • U.S. Postage Stamps
  • Vehicle License Plate Sticker Renewal Program
  • VISA Gift Cards
  • Wheelzone (car shopping website)

Membership Discounts, Rebates & Rewards!

  • ATM Surcharge Fee (by another Financial)

Refunds up to $5 per withdrawal for a total up to $25 per month (checking account only)

  • Liberty Mutual Insurance
  • Love My Credit Union Rewards / www.lovemycreditunion.org
  • Movie Theater Tickets
  • Tickets to Chicago Wolves Games
  • Tickets to Santa’s Village
  • Tickets to Six Flags
  • TrueStage Insurance

 

Service Charges

Service Charges

Account Activity Printout $5.00 per account
Account Reconciliation $25.00 per hour one hour minimum
Account Research $25.00 per hour one hour minimum
Business Bulk Cash Withdrawals over $2,500/Coin $100.00 $10.00
Business Checking Monthly Service Charge $10.00
Business Checking Opening $25.00
Check Copies – Member or Cashiers $5.00/ check
Check Printing (personal accounts receive one free box at account opening) Based on Style
Dormant Savings (24 months no activity) $25.00 a month
Foreign Check Collection Varies
Holiday Club Early Withdrawal $25.00 each withdrawal
Inactive Bill Pay after 90 days $3.00 per month
Inactive Checking after 6 months $5.00 a month
IRA Transfer to Another Financial Institution $30.00
Items Sent for Collection (domestic) $10.00 minimum
Loan Skip a Payment $30.00 / per loan
Mailed Paper Statement* $5.00 per month per account
Membership Closure (180 days of opening) $10.00
Negative Balance $3.00 per day
Overdraft / NSF/ Return Deposited Item $29.00 per transaction / item
Overnight Mailing Varies
Processing Legal Documents $75.00 per account
Returned Mail / Bad Address $10.00 per month
Safe Deposit Boxes Based on Size – Des Plaines office only
Statement Copy $5.00 per statement
Stop Payment $20.00
Summer Club Account Early Withdrawal $25.00 per withdrawal
Telephone Transfer with PFCU Staff* 3 free per month then $3.00 each
Vehicle Stickers (Illinois) $5.00 plus sticker cost – $2.50 for seniors
Verification of Deposit & Mortgages $10.00
Visa Debit / Credit Card Replacement $10.00
Visa Gift Card (at cost) 5 free per member per month then $5.00 per card
Visa Travel Card (at cost) $10.00 per card
Wire Incoming Recurring $10.00
Wire Outgoing Domestic $25.00
Wire Outgoing Foreign $50.00
Wire Reversal $50.00

*No charge for 65 years and older & 13 years and under.

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We Will Be Closed on Monday, Oct. 10th for Columbus Day