Service Charge Schedule

Service Charge Schedule – Effective 8/1/2020


Account Benefits

Account Benefits at PFCU

  • 24/7 Telephone Teller
  • Apple Pay
  • Cashier’s Checks
  • CU Money VISA Travel Cards
  • Debit Card Control
  • Direct Deposit/ Payroll Deduction
  • eAlerts
  • eStatements
  • Fax / Copy Service
  • Incoming Wire
  • Medallion Stamp / Signature Validation
  • Mobile Check Deposit
  • Notary Public Service
  • Online Account Access
  • Online Bill Pay
  • PFCU Mobile App
  • Safe Deposit Boxes (Des Plaines office only)
  • Savings Bond Redemption
  • Savvy Money (free credit score)
  • Text Banking and Alerts
  • U.S. Postage Stamps
  • Vehicle License Plate Sticker Renewal Program
  • Virtual StrongBox
  • VISA Gift Cards
  • Wheelzone (car shopping website)

Membership Discounts, Rebates & Rewards!

  • ATM Surcharge Fee (by another Financial)

   Refunds up to $5 per withdrawal for a total up to $25 per month (checking account only)

  • Liberty Mutual Insurance
  • Love My Credit Union Rewards /
  • Movie Theater Tickets
  • Tickets to Chicago Wolves Games
  • Tickets to Santa’s Village
  • Tickets to Six Flags
  • TrueStage Insurance




Service Charges

Service Charges

Account Activity Printout

$5.00 per account

Account Reconciliation

$25.00 per hour one hour minimum

Account Research

$25.00 per hour one hour minimum

Business Bulk Cash Withdrawals over $2,500/Coin $100.00


Business Checking Monthly Service Charge


Business Checking Opening


Check Copies – Member or Cashiers

$5.00/ check

Check Printing (personal accounts receive one free box at account opening)

Based on Style 

Dormant Savings (24 months no activity)

$25.00 a month

Foreign Check Collection


Holiday Club Early Withdrawal

$25.00 each withdrawal

Inactive Bill Pay after 90 days

$3.00 per month

Inactive Checking after 6 months

$5.00 a month

IRA Transfer to Another Financial Institution


Items Sent for Collection (domestic)

$10.00 minimum

Loan Skip a Payment

$30.00 / per loan

Mailed Paper Statement*

$5.00 per month per account

Membership Closure (180 days of opening)


Negative Balance

$3.00 per day

Overdraft / NSF/ Return Deposited Item

$29.00 per transaction / item

Overnight Mailing


Processing Legal Documents

$75.00 per account

Returned Mail / Bad Address

$10.00 per month

Safe Deposit Boxes

Based on Size – Des Plaines office only

Statement Copy

$5.00 per statement

Stop Payment


Summer Club Account Early Withdrawal

$25.00 per withdrawal

Telephone Transfer with PFCU Staff*

3 free per month then $3.00 each

Vehicle Stickers (Illinois)

$5.00 plus sticker cost – $2.50 for seniors

Verification of Deposit & Mortgages


Visa Debit / Credit Card Replacement


Visa Gift Card (at cost)

5 free per member per month then $5.00 per card

Visa Travel Card (at cost)

$10.00 per card

Wire Incoming Recurring


Wire Outgoing Domestic


Wire Outgoing Foreign


Wire Reversal


*No charge for 65 years and older & 13 years and under.

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