Service Charge Schedule

Service Charge Schedule – Effective 5/1/2018

 

Free Services

Free Services at PFCU

  • No annual membership service charge
  • Checking
  • 24-hour Telephone Teller: 833.MYPFCU1 / 833.697.3281
  • Online Account Access through It’sMe247
  • Bill pay
  • eStatements
  • Mobile app
  • Mobile check deposit
  • Cashier’s check (when issued to 2nd party)
  • Savings bond redemption
  • Fax service (limit 5 pages please)
  • Photocopies (limit 5 pages please)
  • 5 credit union checks per month (official checks)
  • Telephone transfers (limits apply)
  • Notary Public service
  • Medallion stamp / signature validation

 

General Account Service Charges

Account Service Charges

 

General Account Service Charges
Service Charge Description Service Charge Amount
Account research (minimum 1 hour) $25 per hour
Manual check collection / foreign check cost varies
Account reconciliation (minimum 1 hour) $25 per hour
Returned deposited items (all accounts) $29
Garnishment $75 / minimum service charge
Tax lien / levy $75 minimum service charge
Returned share drafts (checking) $29
Verification of deposit $10
Check copies per check $5
Check printing service charge price based on style
Statement copies per month / per account $5 per copy
Account activity printout / per account $5
Wrong address service charge $10 per month
Dormant account service charge (after 2 years of no activity) $25 per month
Share account closed within first 6 months $10
Overdrawn account service charge (ATM / ACH) $29
Items sent for collection (domestic) Cost ($10 minimum fee)

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Wire Service Charges

Wire Service Charges

 

Wire Service Charges
Service Charge Description Service Charge Amount
Outgoing wire – domestic $25
Outgoing wire – international $50
Incoming wire transfer – not recurring No charge
Incoming wire – recurring $10
Return / reversal of wire transfer $50

 

Stop Payment Service Charges

Stop Payment Service Charges

 

Stop Payment Service Charges
Service Charge Description Service Charge Amount
Stop payment personal check (member written) $15
Stop payment ACH transaction $15
Stop payment teller / cashier’s checks $15

 

Loan Service Charges

Loan Service Charges

 

Loan Service Charges
Service Charge Description Service Charge Amount
Home equity loan subordination $100
Home equity modification / filing 1/2% of loan balance, $100 min
1st mortgage modification 1/2% of loan balance, $500 min
1st mortgage payoff letters $75

 

Misc Service Charges

Miscellaneous Service Charges

 

Miscellaneous Service Charges
Service Charge Description Service Charge Amount
Cashier’s checks – issued to 2nd party free
Cashier’s checks – issued to account holder $2
Credit union checks (official checks) 5 free per month, then $5 per check
Gift cards 5 free per month, then $3 per card
Travel / money card $5
Vehicle stickers $5
Overnight courier service COST
Holiday /Summer club account early withdrawal $25 each

 

ATM/Debit Card/Visa Credit Cards

ATM / Debit Card / VISA Credit Cards

 

ATM / Debit Card / VISA Credit Cards
Service Charge Description Service Charge Amount
ATM surcharge refunds first 5 service charges (up to $5.00 per service charge) refunded per month from your PFCU checking account
VISA ATM / debit card replacement $10
VISA credit card replacement $10