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Guidelines for 90 day 1st payment: For credit scores of 625 or greater. Vehicle loans only. Member must have an active PFCU Checking Account (transactions within the last 30 days). Interest will accrue for the 90 days. Cannot take advantage of skip-a-pay for the first 6 months from the date of disbursal.
Have a Car Loan Elsewhere? REFINANCE at PFCU!
We’ll Reduce Your Rate By 1%!
No Payments for 90 Days
REFINANCE DISCLOSURE: Subject to qualification. Restrictions apply. For loan amounts of $5,000 or more. Floor rate is 3.75% APR*. The “1% Beat the Rate” promotion is not guaranteed on existing vehicle loans currently financed with PFCU. To qualify for 90 day payment deferral, must have a credit score of 625 and above and an active PFCU checking account (with transactions in the last 30 days). Interest will accrue for the 90 days. Cannot take advantage of Skip-A-Pay for the first 6 months from the date of disbursal. *APR = Annual Percentage Rate. Savings will vary based on loan amount, interest rate, and remaining term. 
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Auto Loans – New & Pre-owned*
Finance or refinance a new or pre-owned vehicle today. We offer personalized, fast and friendly service that makes borrowing from PFCU easy and convenient.
Recreational Vehicle Loans (New & Pre-owned)
- Motorcycle
- Boat
- ATV
- RV
- Water Vehicles (Boats, WaveRunners, Jet Skis, etc.)
To estimate your loan payment, please use the loan calculator below.
Estimate your payment – Loan Payment Calculator
