Vehicle Loans

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Guidelines for 90 day 1st payment: For credit scores of 625 or greater. Vehicle loans only. Member must have an active PFCU Checking Account (transactions within the last 30 days). Interest will accrue for the 90 days.  Cannot take advantage of skip-a-pay for the first 6 months from the date of disbursal.

Have a Car Loan Elsewhere?  REFINANCE at PFCU!

We’ll Reduce Your Rate By 1%!

Refinance not available on autos already financed by PFCU.  Floor rate on refinances is 4.00% APR. 

Shopping for a car?  Try our car buying websites!


Auto Loans – New & Pre-owned*

Finance or refinance a new or pre-owned vehicle today. We offer personalized, fast and friendly service that makes borrowing from PFCU easy and convenient.

Recreational Vehicle Loans (New & Pre-owned)

  • Motorcycle
  • Boat
  • ATV
  • RV
  • Water Vehicles (Boats, WaveRunners, Jet Skis, etc.)

To estimate your loan payment, please use the loan calculator below.

Estimate your payment – Loan Payment Calculator


We will be CLOSED on Monday, June 19th for the Juneteenth Holiday