Home Equity Loans

Need Cash?  Your Home’s Equity Is Where You May Find It!

Put your home to work for you. Borrow against the equity in your home for debt consolidation, home improvements, college tuition or other personal reasons.

HELOC Loan Special

  • 3.99% APR* HELOC Introductory Rate For 12 Months

  • Will adjust to standard contract rate thereafter. Rates are based on prime lending rate at the time of adjustment.
  • No annual service fee.


Questions? For detailed information, please contact one of our loan officers at 847.MYPFCU1 / 847.697.3281 or loans@mypfcu.org.

Disclosure: INTRO RATE: For each of your billing cycles for 12 months, the monthly Periodic Rate for new transactions will be an APR of 3.99%. Beginning with the first day following the introductory period, the Periodic Rate and the corresponding APR* for all transactions and balances will be based upon your contracted rate which, will be a variable rate based upon The Wall Street Journal prime rate which was 8.50% as of 10/1/2023, but will never be more than 18.00% APR* or less than 4.00% APR* for transactions with a loan to value ratio equal to or less than 80.00%. Your APR* will be based on several factors, including your credit history/score, loan to value ratio, property type, and lien status, as disclosed. Your first billing cycle after the date of the Agreement may be less than a full or complete billing cycle. No other discounts apply to the Intro Rate.

*APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Minimum initial loan advance of $25,000 required. Minimum advances thereafter are => $1,000. Owner-Occupied, primary residence only. Non-owner occupied and/or investment properties do not qualify for the introductory APR* special of 3.99% and are subject to variable rates based upon The Wall Street Journal prime rate. All loans subject to approval and must meet PFCU lending guidelines. Existing PFCU loans are not eligible for the promotion.