Credit Score/Bureau Info

SavvyMoney – Free Access to Your Credit Score and Report

Protect and manage your credit. Free ongoing access to your credit score and credit report. Understand your credit score, factors that impact it and what you can do to strengthen it. Plus, you’ll have custom recommendations to improve it along with personalized offers.

Stay Secure:

  • Receive monitoring alerts (notification of important changes);
  • Identify credit bureau errors;
  • Review personalized tips
  • See best rates available for you based on your score

You can refresh your score daily with no impact to your credit.

To manage and view your credit score for FREE, simply log onto Online Access.

  • My Accounts
  • View > Credit Score

You will be able to check your credit score, payment history, credit usage, monitor your score and even dispute your report.  You will get tips on how to improve your score and ways to save money with PFCU through exclusive offers designed just for you!  Ask to speak with a loan officer today to answer any questions or to find out how to improve your score.  Call 847.697.3281.

Log in today!

Credit Bureau Info

Your credit history and information is reported by the three credit bureaus listed below. If you’re concerned about identity theft, data breaches, or someone gaining access to your credit report without your permission,
you might consider placing a credit freeze on your report.

A credit freeze is a free tool that lets you restrict access to your credit report.

It does not affect your credit score. Learn more about a credit freeze.

To help prevent fraud and identity theft you must contact Equifax, Experian or TransUnion directly.

Equifax

  • Free credit report: 800.685.1111
  • Place a fraud alert: 888.766.0008
  • Place a security freeze: 800.349.9960

Experian

  • Free credit report and place a security freeze: 888.397.3742

TransUnion 

  • Free credit report: 800.680.7289
  • Place a security freeze: 888.909.8872

For additional access to a free credit report, go to www.annualcreditreport.com.

To provide a suggestion or make comments about the Annual Credit Report Request Service, send your correspondence to:

Annual Credit Report Request Service
PO Box 105283
Atlanta, GA 30348-5283

When you give your authorization to have your credit report run from any one of the three credit bureaus, you may also be giving them authorization to sell your information to other financial institutions. You may begin to receive multiple unsolicited, prescreened offers for credit cards or insurance. To avoid unsolicited offers you can opt out by clicking the link below. You can sign up to opt out of mailings permanently and opt out of electronic offers for up to 5 years.

Opt Out

We Will Be Closed on Monday, Oct. 10th for Columbus Day