First Mortgages

With a PFCU 1st Mortgage Loan you can purchase a home with a minimal down payment or take advantage of today’s low rates and refinance your current mortgage loan!

Saving for a down payment on your first home can take years. Now, PFCU is helping members buy a home by offering a program that may only require a minimal amount down.

Do you qualify?

  • You must be a current member of PFCU
  • Home to be purchased must be an eligible property type and a primary residence
  • Member must have a minimum credit score of 620
  • Your Down payment can be a gift from a qualified donor
  • Members may be required to complete a HUD-certified Homebuyer Education course and receive a Certificate of Completion
  • All loans are subject to PFCU and secondary market lending guidelines, additional restrictions may apply

Frequently Asked  Questions on Mortgages

Documents Needed For a Mortgage Application


PFCU Loan Officers

Partnership Financial Credit Union – NMLS#409351

Timothy Rapson – Evanston Office NMLS#1943683
Theresa M. Guerriero – Morton Grove Office
Chief Lending Officer NMLS#195737

Our loan officers can prequalify you for a mortgage in as little as fifteen minutes, over the phone! Once you are prequalified, you have a better sense of what you can afford and the prequalified status tells sellers that you are a serious shopper. It can give you the advantage you need in a bidding war against another home buyer.

We will be closed on Friday, April 7th and Saturday, April 8th for the Spring Holiday