Deposit Rates

Shares

Standard Savings Accounts

Minimum balance – $5.00
Dividend Rate – .10%
Annual Percentage Yield – .10%

Dividend rates are declared & paid at the end of the quarter. Rates are subject to change at any time. $5.00 minimum balance is required.  The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year.

 

Partner Plus

Partner Plus High Yield Savings Account

Minimum balance – $5,000
Maximum balance – $250,000
Active Checking Account
Active Bill Pay
Dividend Rate – .50%
Annual Percentage Yield – .50%

The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year.  All dividends are paid monthly on the average daily balance per month. Rates are subject to change at any time. All three services must be maintained throughout the life of the account. If the account balance falls below an average daily balance of $5,000, no dividends will be paid. 

Checking

Checking Rates

Dividend Rate – 0%
Annual Percentage Yield – 0%

Rates are reviewed periodically and are subject to change without notice. Dividends are paid monthly.  The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year.

Checking Plus

Checking Plus Rates

Dividend Rate – .05%
Annual Percentage Yield – .05%

Rates are reviewed periodically and are subject to change without notice. Dividends are paid monthly.  The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year.

Share Certificates

TERM SHARE CERTIFICATES

Rates effective 7/01/2020.
Please Note: Partnership Financial Credit Union does not offer term share certificates to other financial institutions

TERM SHARE CERTIFICATES
Term Share Certificate Minimum Opening Balance Dividend Rate Annual Percentage Yield Minimum Opening Balance Dividend Rate Annual Percentage Yield*
12 Months $1,000.00 .35% .35% $100,000.00 .40% .40%
18 Months $1,000.00 .40% .40% $100,000.00 .45% .45%
24 Months $1,000.00 .45% .45% $100,000.00 .50% .50%
36 Months $1,000.00 .55% .55% $100,000.00 .60% .60%
60 Months $1,000 .65% .65% $100,000 .70% .70%

*The Annual Percentage Yield (APY) is effective as of 7/01/2020.  The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year. All dividends are paid monthly. A six-month penalty may be imposed for early withdrawal on term share certificates. Rates are reviewed periodically and are subject to change without notice. The minimum balance listed is required to earn the corresponding APY listed.

 

Kids Club

Savings – Kids Club

Dividend Rate – .50%
Annual Percentage Yield – .50%

The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year. Dividend rates are declared & paid at the end of the quarter. Rates are subject to change. $5.00 minimum balance is required. 

 

Holiday Club

Savings – Holiday Club

Minimum balance – $5.00
Maximum balance – $6,000
Dividend Rate – .50%
Annual Percentage Yield – .50%

Dividend rates are declared & paid monthly. Rates are subject to change at any time. $5.00 minimum balance is required. *Restrictions apply, please contact a Member Service Representative for more details.  The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year.

 

Vacation

Savings – Vacation & Summer Club

Dividend Rate – .10%
Annual Percentage Yield – .10%

Dividend rates are declared & paid at the end of the quarter. Rates are subject to change at anytime.  The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year.

 

IRAs

IRA Share Certificates

Dividend Rate – .10%
Annual Percentage Yield – .10%

Dividend rates are declared & paid at the end of the quarter. Rates are subject to change at any time.

IRA Term Share Certificate Rates effective 7/01/2020.
Please Note: Partnership Financial Credit Union does not offer term share certificates to other financial institutions

IRA SHARE CERTIFICATES
Term Share Certificate Minimum Opening Balance Dividend Rate Annual Percentage Yield Minimum Opening Balance Dividend Rate Annual Percentage Yield*
12 Months $1,000.00 .40% .40% $100,000.00 .45% .45%
18 Months $1,000.00 .45% .45% $100,000.00 .50% .50%
24 Months $1,000.00 .55% .55% $100,000.00 .60% .60%
36 Months $1,000.00 .65% .65% $100,000.00 .70% .70%

The Annual Percentage Yield (APY) is effective as of 7/1/2020. *The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year. All dividends are paid monthly. A six  month penalty may be imposed for early withdrawal on term share certificates. Rates are reviewed periodically and are subject to change without notice. Minimum balance listed is required to earn the corresponding APY listed.