Credit card accounts opened between 10/1/21 through 11/30/21 will receive 0.00% APR* for 6 months on retail purchases and balance transfers. After the promotional time frame expires, the remaining balances will migrate to the standard APR applicable on your account. Contact us for complete details. *Annual Percentage Rate

Looking for a credit card with big benefits and big rewards?


Check out the features below and apply for a VISA CREDIT CARD with PFCU today!


  • Standard Card Rates as low as 9.90% APR*
  • No annual service charge
  • No balance transfer fee
  • Competitive rates
  • 24/7 customer service
  • 24/7 online account access
  • Optional rewards program with an APR of 12.80% (redeem points for gift cards, travel, events and merchandise)
  • Shop worldwide at numerous places, including online
Access eZCard to manage rewards for your VISA card.
Note that if you do not already have an eZCard username and password set up, you will need to enroll. At, click the blue “Enroll Now” button to get started. You will need your credit card available to enroll.

To report a lost/stolen ATM card after hours, please call 800.472.3272. Please be sure to state that your financial institution is “Partnership Financial Credit Union.”

To report a lost/stolen VISA card, please call 866.604.0381. Please be sure to state that your financial institution is “Partnership Financial Credit Union.”


VISA Credit Card Application Printable (PDF – new window/tab)

VISA Balance Transfer Form (PDF – new window/tab)

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Scorecard Rewards Account Access

Read our member notice about Visa® credit card account access.

Rates are subject to risk-based pricing. Minimum credit score restrictions apply. Standard PFCU underwriting guidelines apply. 0% promotional rate is valid for 6 billing cycles from the date of transfer. 0% promotional rate does not apply to current balances and only applies to the balance being transferred. After 6 billing cycles, the APR* for the unpaid balance will revert to your standard rate of 7.90%-18.00% APR based on your initial credit card agreement. 0% offer does not apply to any new purchases or cash advances made on your PFCU Visa Credit Card during this period unless you pay the entire account balance in full each month by the payment due date. Rewards points will not be awarded on balances transferred to PFCU Visa Rewards Cards. Rewards program applies to eligible members who qualify for the full limit being applied for with a minimum limit of $5,000. Minimum credit score restrictions apply. Eligibility criteria for rewards program must be met.

*APR (Annual Percentage Rate) is the annual interest on your account.

To report a lost or stolen VISA card please call 866.604.0381. Please be sure to state that your financial institution is Partnership Financial Credit Union.


Sign up for Visa Purchase Alerts. Keep your account secure and get alerts for transactions in real-time and immediately identify potential fraudulent activity. 

Visit Visa for more information