Author Archive for Marketing PFCU

How Do I Avoid Phishing and Online Fraud?

We live in a time when scammers have gotten all too clever. Their emails look legit. Their websites look polished. Their phone calls sound super convincing. But here’s the thing: Once you know the most common tricks, you’ll start spotting the red flags everywhere. Read More.

What Should I Do If My Identity Is Stolen?

We live in an era rife with scams. The truth is, scammers want everything: your birthdate, your address, your Social Security number, your logins, your mother’s maiden name. To a professional scammer, no type of information is too trivial. Anything they can collect helps them build a more convincing version of you. So if you’ve had that “uh-oh” moment — realizing your info may be in the wrong hands — what should you actually do? Read More.

How Do I Plan for Natural Disasters Financially?


Let’s face it: When a natural disaster strikes — whether it’s a wildfire, hurricane, flood, or earthquake — you’re probably not going to be in the best frame of mind to make calm, rational decisions. That’s why the smartest financial move you can make isn’t waiting until the moment disaster hits. It’s preparing well before it happens. Read More.

What 2025 Tax Changes Mean for Your Wallet

If you are thinking about buying a new car, there is a new financial benefit on the horizon that may be worth keeping on your radar. Starting in the 2025 tax filing year, a new federal law will allow some borrowers to deduct the interest paid on qualifying auto loans — a first for many modern consumers. This change could mean extra savings at tax time, however, like most tax updates, there are a few important details to understand before making decisions. Read More.

How Can I Save on Health Care Costs?

Healthcare in the U.S. is complicated, expensive, and often just plain overwhelming. And yet, it’s one of the most important parts of your financial life — because one unexpected diagnosis or injury can derail even the most carefully laid financial plans. So if you’re asking, “How can I save on health care costs?” — you’re asking the right question. Read More.

What Is Disability Insurance, and Do I Need It?

Someone at work mentioned disability insurance, and now you’re wondering: “Do I actually need that?” Maybe. Because here’s the truth: Disability insurance sounds more complicated than it is. And the name doesn’t help — it makes you think it’s only for rare, dramatic events. But at its core, disability insurance is really just income protection. Read More.

How Much Should I Have in My Emergency Fund?

Let’s be real: Emergencies don’t RSVP. They show up unannounced — usually at the worst possible time — and demand your attention and your money. Maybe it’s a broken water heater, a fender-bender, or an unexpected vet bill. Whatever the curveball, your best defense is a well-stocked emergency fund — think of it as your financial first responder. Read More.

How Do I Handle Financial Boundaries with Family?

Navigating money within your unique family dynamic can be tricky. Whether it’s a parent asking for help with rent, a sibling requesting a loan, or an adult child needing financial support post-college, figuring out when to say yes (and how to say no) is one of the most emotionally loaded financial decisions you’ll make. Read More.

What Are the Best Tools for Teaching Kids About Money?

The benefits of understanding money and investing early are clear. When kids have money confidence early in life, they’ve got the best chance of reaping the rewards of compound interest, budgeting savvy, and lifelong financial literacy. You don’t need to wait until your kids are teenagers to start talking about money. Read More.

How Much Allowance Should I Give My Kids?

More parents are talking to their kids about money today than ever before. But to achieve lifelong money literacy, kids need more than talking — they need direct practice with money and decision-making. One of the best tools for that is an allowance. Read More.