Fee Schedule

Fee Schedule – Effective 5/1/2018

 

Free Services

Free Services at PFCU

  • No Annual Membership Fee
  • Checking
  • 24 hour Telephone Teller – 888-275-7171
  • Virtual branch – Online Account Access
  • Bill Pay
  • E-Statements
  • Mobile App
  • Remote Deposit Capture
  • Cashier’s Check When Issued to 2nd Party
  • Savings Bond Redemption
  • Fax Service (Limit 5 Pages Please)
  • Photocopies (Limit 5 Pages Please)
  • 5 Credit Union Checks Per Month (Official Checks)
  • Telephone Transfers (Reg D Limits Apply)
  • Notary Public Service
  • Medallion Stamp / Signature Validation

 

General Account Fees

Account Fees

 

General Account Fees
Fee Description Fee Amount
>Account Research (Minimum 1 Hour) >$25 / Hour
>Manual Check Collection / Foreign Check >Cost Varies
>Account Reconciliation (Minimum 1 Hour) >$25 / Hour
>Returned Deposited Items All Accounts >$29
>Garnishment >$75 / Minimum Fee
>Tax Lien / Levy >$75 Minimum Fee
>Returned Share Drafts (Checking) >$29
>Verification of Deposit >$10
>Check Copies Per Check >$5
>Check Printing Fee >Price Based on Style
>Statement Copies Per Month / Per Account >$5 Per Copy
>Account Activity Printout / Per Account >$5
>Return Statement / Undeliverable >$10 Per Statement
>Dormant Account Fee (After 2 Years of No Activity) >$25 Per Month
>Share Account Closed Within First 6 Months >$10
>Overdrawn Account Fee (ATM / ACH) >$29
>Items Sent For Collection Domestic >Cost ($10 Minimum Fee)

 

Wire Fees

Wire Fees

 

Wire Fees
Fee Description Fee Amount
>Outgoing Wire Domestic >$25
>Outgoing Wire International >$50
>Incoming Wire Transfer – No Reoccurring >No Charge
>Incoming Wire – Reoccurring >$10
>Return / Reversal of Wire Transfer >$50

 

Stop Payment Fees

Stop Payment Fees

 

Stop Payment Fees
Fee Description Fee Amount
>Stop Payment Personal Check (Member Written) >$15
>Stop Payment ACH Transaction >$15
>Stop Payment Teller / Cashier’s Checks >$15

 

Loan Fees

Loan Fees

 

Loan Fees
Fee Description Fee Amount
>Home Equity Loan Subordination >$100
>Home Equity Modification / Filing >1/2% of Loan Balance, $100 Min
>1st Mortgage Modification >1/2% of Loan Balance, $500 Min
>1st Mortgage Payoff Letters >$75

 

Misc Fees

Miscellaneous Fees

 

Miscellaneous Fees
Fee Description Fee Amount
>Cashier’s Checks – Issued to 2nd Party >Free
>Cashier’s Checks – Issued to Account Holder >$2
>Credit Union Checks (Official Checks) >5 Free Per Month / Then $5 Per Check
>Gift Cards >5 Free Per Month, Then $3 Per Card
>Travel / Money Card >$5
>Vehicle Stickers >$5
>Overnight Courier Service >COST
>Holiday Account Early Withdrawal >$25 Each

 

ATM/Debit Card/Visa Credit Cards

ATM / Debit Card / VISA Credit Cards

 

ATM / Debit Card / VISA Credit Cards
Fee Description Fee Amount
ATM Surcharge Refunds First 5 Fees Refunded Per Month
VISA ATM / Debit Card Replacement $10
VISA Credit Card Replacement $10