Fee Schedule

Fee Schedule – Effective 5/18/2015

Free Services at PFCU

  • No Annual Membership Fee
  • Checking
  • 24 hour Telephone Teller – 888-275-7171
  • Virtual branch – Online Account Access
  • Bill Pay
  • E-Statements
  • Mobile App
  • Remote Deposit Capture
  • Cashier’s Check When Issued to 2nd Party
  • Savings Bond Redemption
  • Fax Service (Limit 5 Pages Please)
  • Photocopies (Limit 5 Pages Please)
  • 5 Credit Union Checks Per Month (Official Checks)
  • Telephone Transfers (Reg D Limits Apply)
  • Notary Public Service
  • Medallion Stamp / Signature Validation

 

Account Fees

 

Account Research (Minimum 1 Hour) $25 / Hour
Manual Check Collection / Foreign Check Cost Varies
Account Reconciliation (Minimum 1 Hour) $25 / Hour
Returned Deposited Items All Accounts $29
Garnishment $75 / Minimum Fee
Tax Lien / Levy $75 Minimum Fee
Returned Share Drafts (Checking) $29
Verification of Deposit $10
Check Copies Per Check $5
Check Printing Fee Price Based on Style
Statement Copies Per Month / Per Account $5 Per Copy
Account Activity Printout / Per Account $5
Return Statement / Undeliverable $5 Per Statement
Dormant Account Fee (After 4 Years of No Activity) $25 Per Month
Share Account Closed Within First 6 Months $10
Overdrawn Account Fee (ATM / ACH) $29
Items Sent For Collection Domestic Cost ($10 Minimum Fee)

 

Wire Fees

 

Outgoing Wire Domestic $25
Outgoing Wire International $50
Incoming Wire Transfer – No Reoccurring No Charge
Incoming Wire – Reoccurring $10
Return / Reversal of Wire Transfer $50

 

Stop Payment Fees

 

Stop Payment Personal Check (Member Written) $15
Stop Payment ACH Transaction $15
Stop Payment Teller / Cashier’s Checks $15

 

Loan Fees

 

Home Equity Loan Subordination $100
Home Equity Modification / Filing 1/2% of Loan Balance, $100 Min
1st Mortgage Modification 1/2% of Loan Balance, $500 Min
1st Mortgage Payoff Letters $75

 

Miscellaneous Fees

 

Cashier’s Checks – Issued to 2nd Party Free
Cashier’s Checks – Issued to Account Holder $2
Credit Union Checks (Official Checks) 5 Free Per Month / Then $5 Per Check
Gift Cards 5 Free Per Month, Then $3 Per Card
Travel / Money Card $5
Vehicle Stickers $5
Overnight Courier Service COST
Holiday Account Early Withdrawal $25 Each

 

ATM / Debit Card / VISA Credit Cards

 

ATM Surcharge Refunds First 5 Fees Refunded Per Month
VISA ATM / Debit Card Replacement $10 / $25 / $75 (1st / 2nd / 3rd)
VISA Credit Card Replacement $10 / $25 / $75 (1st / 2nd / 3rd)