Apply now for our Back to School Loan.
Backpacks, books and new school clothes to buy? Or are you looking to consolidate debt and free up some cash? Consider PFCU’s Back to School Loan!
With this personal loan, you may apply for up to $2,500 cash at 8.99% APR* and can take up to 12 months to pay! Or you may apply for up to $5,000 cash at 10.99% APR and take up to 24 months to pay.
*APR (Annual Percentage Rate) is the annual percentage rate on your loan.
Apply for the Back to School Loan via our quick and easy downloadable application .pdf.
You can also apply online (in the “please select a loan type” drop-down menu, select “personal loan”).
Terms & Conditions
- All loans are subject to PFCU lending guidelines.
- PFCU’s Back to School Loan promotion will run from August 1, 2019 through October 31, 2019.
- Must be a member in good standing. Not overdrawn on their checking account or delinquent on any PFCU loan.
- Minimum FICO is 625 (this is a guideline not policy) if lower the loan must be approved by the EVP of Lending or CEO.
- Term options include (A) an unsecured loan of up to $2,500 at 8.99% APR, to be paid within 12 months or (B) an unsecured loan of up to $5,000 at 10.99% APR, to be paid within 24 months.
- Only one Easy Cash Loan can be open at a time per member. A joint account is considered one member. Multiple account numbers to the same person is still one member. However, if there are 2 direct deposits (one per person) then we can grant two loans.
- Payment must be via direct deposit, automatic transfer or ACH only.
Questions? For detailed information, please contact one of our loan officers at 847.MYPFCU1 / 847.697.3281 or firstname.lastname@example.org.