Deposit Rates

Shares

Standard Savings Accounts

Minimum balance – $5.00
Dividend Rate – .15%
Annual Percentage Yield – .15%
Maximum Term – n/a

Dividends Declared 12/31/2017
Dividend rates are declared & paid at the end of the quarter. Rates are subject to change at any time. $5.00 minimum balance is required.

Checking

Checking Rates

Dividend Rate – 0%
Annual Percentage Yield – 0%
Maximum Term – n/a

Dividends Declared 12/31/2017
Rates are reviewed periodically and are subject to change without notice. Dividends are paid monthly.

Share Certificates

TERM SHARE CERTIFICATES

(Rates Effective (12/31/2017)
Please Note: Partnership Financial Credit Union does not offer term share certificates to other financial institutions

TERM SHARE CERTIFICATES
Term Share Certificate Minimum Opening Balance Dividend Rate Annual Percentage Yield Minimum Opening Balance Dividend Rate Annual Percentage Yield*
12 Months $1,000.00 .50% .50% $100,000.00 .75% .75%
18 Months $1,000.00 .75% .75% $100,000.00 .95% .95%
24 Months $1,000.00 .95% .95% $100,000.00 1.05% 1.06%
36 Months $1,000.00 1.05% 1.06% $100,000.00 1.15% 1.16%

*The Annual Percentage Yield (APY) is effective as of 4/7/2016. APY (annual percentage yield) is earned if the funds are left to compound for ONE YEAR. All dividends are paid monthly. A 6 month penalty may be imposed for early withdrawal on term share certificates. Rates are reviewed periodically and are subject to change without notice. Minimum balance listed is required to earn the corresponding APY listed.

 

Kids

Savings – Kids Accounts

Dividend Rate – .50%
Annual Percentage Yield – .50%
Maximum Term – n/a

Dividends Declared 12/31/2017
Dividend rates are declared & paid at the end of the quarter. Rates are subject to change. $5.00 minimum balance is required.

 

Holiday

Savings – Holiday Accounts

Minimum balance – $5.00
Maximum balance – $6,000
Dividend Rate – .50%
Annual Percentage Yield – .50%
Maximum Term – n/a

Dividends Declared 12/31/2017
Dividend rates are declared & paid monthly. Rates are subject to change at any time. $5.00 minimum balance is required. *Restrictions apply, please contact a Member Service Representative for more details.

 

Vacation

Savings – Vacation Accounts

Dividend Rate – .15%
Annual Percentage Yield – .15%
Maximum Term – n/a

Dividends Declared 12/31/2017
Dividend rates are declared & paid at the end of the quarter. Rates are subject to change at anytime.

 

IRAs

IRA Share Accounts

Dividend Rate – .15%
Annual Percentage Yield – .15%
Maximum Term – n/a

Dividends Declared 12/31/2017
Dividend rates are declared & paid at the end of the quarter. Rates are subject to change at any time.

(IRA Term Share Certificate Rates Effective 4/7/2016)
Please Note: Partnership Financial Credit Union does not offer term share certificates to other financial institutions

IRA SHARE ACCOUNTS
Term Share Certificate Minimum Opening Balance Dividend Rate Annual Percentage Yield Minimum Opening Balance Dividend Rate Annual Percentage Yield*
12 Months $1,000.00 .50% .50% $100,000.00 .75% .75%
18 Months $1,000.00 .75% .75% $100,000.00 .95% .95%
24 Months $1,000.00 .95% .95% $100,000.00 1.05% 1.06%
36 Months $1,000.00 1.05% 1.06% $100,000.00 1.15% 1.16%

*The Annual Percentage Yield (APY) is effective as of 4/7/2016. APY (annual percentage yield) is earned if the funds are left to compound for ONE YEAR. All dividends are paid monthly. A 6 month penalty may be imposed for early withdrawal on term share certificates. Rates are reviewed periodically and are subject to change without notice. Minimum balance listed is required to earn the corresponding APY listed.