Shares
Standard Savings Accounts/IRA Savings Account
Minimum balance – $5.00
Dividend Rate – .10%
Annual Percentage Yield – .10%
Dividend rates are declared & paid at the end of the quarter. Rates are subject to change at any time. $5.00 minimum balance is required. The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year.
Partner Plus
Partner Plus High Yield Savings Account
Minimum balance – $5,000
Maximum balance – $250,000
Active Checking Account
Active Bill Pay
Dividend Rate – 1.00%
Annual Percentage Yield – 1.01%
The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year. All dividends are paid monthly on the average daily balance per month. Rates are subject to change at any time. All three services must be maintained throughout the life of the account. If the account balance falls below an average daily balance of $5,000, no dividends will be paid.
Checking
Checking Rates
Dividend Rate – 0%
Annual Percentage Yield – 0%
Rates are reviewed periodically and are subject to change without notice. Dividends are paid monthly. The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year.
Checking Plus
Checking Plus Rates
Minimum balance – $2,500
Dividend Rate – .05%
Annual Percentage Yield – .05%
The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year. All dividends are paid monthly on the average daily balance per month. Rates are subject to change at any time. All three services must be maintained throughout the life of the account. If the account balance falls below an average daily balance of $2,500, no dividends will be paid.
Share & IRA Certificates
Term Share Certificates/IRA Certificates
Rates effective 3/1/2024.
Please Note: Partnership Financial Credit Union does not offer term share certificates to other financial institutions
| Term Share Certificate | Minimum Opening Balance | Dividend Rate | Annual Percentage Yield | Minimum Opening Balance | Dividend Rate | Annual Percentage Yield* |
|---|---|---|---|---|---|---|
| 10 Months | $1,000.00 | 4.26% | 4.35% | $100,000.00 | 4.26% | 4.35% |
| 12 Months | $1,000.00 | 1.25% | 1.26% | $100,000.00 | 1.35% | 1.36% |
| 20 Months | $1,000.00 | 4.03% | 4.15% | $100,000.00 | 4.03% | 4.15% |
| 24 Months | $1,000.00 | 1.35% | 1.36% | $100,000.00 | 1.45% | 1.46% |
| 36 Months | $1,000.00 | 1.45% | 1.46% | $100,000.00 | 1.55% | 1.56% |
| 48 Months | $1,000.00 | 1.55% | 1.56% | $100,000.00 | 1.65% | 1.66% |
| 60 Months | $1,000.00 | 1.65% | 1.66% | $100,000.00 | 1.75% | 1.76% |
| TERM SHARE IRA CERTIFICATES | ||||||
| Term Share IRA Certificate | Minimum Opening Balance | Dividend Rate | Annual Percentage Yield | Minimum Opening Balance | Dividend Rate | Annual Percentage Yield* |
|---|---|---|---|---|---|---|
| 12 Months | $1,000.00 | 1.00% | 1.01% | $100,000.00 | 1.10% | 1.11% |
| 24 Months | $1,000.00 | 1.10% | 1.11% | $100,000.00 | 1.20% | 1.21% |
| 36 Months | $1,000.00 | 1.20% | 1.21% | $100,000.00 | 1.30% | 1.31% |
| 48 Months | $1,000.00 | 1.30% | 1.31% | $100,000.00 | 1.40% | 1.41% |
| 60 Months | $1,000.00 | 1.40% | 1.41% | $100,000.00 | 1.50% | 1.51% |
*The Annual Percentage Yield (APY) is effective as of 9/1/2023. The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year. All dividends are paid monthly. A six-month penalty may be imposed for early withdrawal on term share certificates. Rates are reviewed periodically and are subject to change without notice. The minimum balance listed is required to earn the corresponding APY listed.
Kids Club
Savings – Kids Club
Dividend Rate – .30%
Annual Percentage Yield – .30%
The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year. Dividend rates are declared & paid at the end of the quarter. Rates are subject to change. $5.00 minimum balance is required.
Holiday Club
Savings – Holiday Club
Minimum balance – $5.00
Maximum balance – $6,000
Dividend Rate – .30%
Annual Percentage Yield – .30%
Dividend rates are declared & paid monthly. Rates are subject to change at any time. $5.00 minimum balance is required. *Restrictions apply, please contact a Member Service Representative for more details. The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year.
Vacation
Savings – Vacation & Summer Club
Dividend Rate – .10%
Annual Percentage Yield – .10%
Dividend rates are declared & paid at the end of the quarter. Rates are subject to change at anytime. The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year.
