Deposit Rates

Shares

Standard Savings Accounts

Minimum balance – $5.00
Dividend Rate – .15%
Annual Percentage Yield – .15%
Maximum Term – n/a

Dividends Declared 9/30/2018
Dividend rates are declared & paid at the end of the quarter. Rates are subject to change at any time. $5.00 minimum balance is required.

Partner Plus

Partner Plus High Yield Savings Account

Minimum balance – $5,000
Maximum balance – $250,000
Dividend Rate – .65%
Annual Percentage Yield – .65%
Maximum Term – n/a
Dividends Declared- 9/3 0/2018

*The Annual Percentage Yield (APY) is effective as of 4/1/2018. APY (annual percentage yield) is earned if the funds are left to compound for ONE YEAR. All dividends are paid monthly on the average daily balance per month. Rates are subject to change at any time. Direct Deposit (minimum monthly deposit of $200.00), Virtual Branch and eStatements required. All three services must be maintained throughout the life of the account. If account balance falls below an average daily balance of $5,000, no dividneds will be paid. 

Checking

Checking Rates

Dividend Rate – 0%
Annual Percentage Yield – 0%
Maximum Term – n/a

Dividends Declared  9/30/2018
Rates are reviewed periodically and are subject to change without notice. Dividends are paid monthly.

Share Certificates

TERM SHARE CERTIFICATES

(Rates Effective (9/1/2018)
Please Note: Partnership Financial Credit Union does not offer term share certificates to other financial institutions

TERM SHARE CERTIFICATES
Term Share Certificate Minimum Opening Balance Dividend Rate Annual Percentage Yield Minimum Opening Balance Dividend Rate Annual Percentage Yield*
12 Months $1,000.00 1.15% 1.16% $100,000.00 1.25% 1.26%
18 Months $1,000.00 1.25% 1.26% $100,000.00 1.35% 1.36%
24 Months $1,000.00 1.50% 1.51% $100,000.00 1.60% 1.61%
36 Months $1,000.00 2.00% 2.01% $100,000.00 2.10% 2.12%

SPECIAL CD RATE

Term Share Certificate Minimum Opening Balance Dividend Rate Annual Percentage Yield*
18 Months $5,000.00 2.25% 2.27%

*The Annual Percentage Yield (APY) is effective as of 4/1/2018. APY (annual percentage yield) is earned if the funds are left to compound for ONE YEAR. All dividends are paid monthly. A 6 month penalty may be imposed for early withdrawal on term share certificates. Rates are reviewed periodically and are subject to change without notice. Minimum balance listed is required to earn the corresponding APY listed.

 

Kids

Savings – Kids Accounts

Dividend Rate – .50%
Annual Percentage Yield – .50%
Maximum Term – n/a

Dividends Declared 9/30/2018
Dividend rates are declared & paid at the end of the quarter. Rates are subject to change. $5.00 minimum balance is required.

 

Holiday

Savings – Holiday Accounts

Minimum balance – $5.00
Maximum balance – $6,000
Dividend Rate – .50%
Annual Percentage Yield – .50%
Maximum Term – n/a

Dividends Declared  9/30/2018
Dividend rates are declared & paid monthly. Rates are subject to change at any time. $5.00 minimum balance is required. *Restrictions apply, please contact a Member Service Representative for more details.

 

Vacation

Savings – Vacation Accounts

Dividend Rate – .15%
Annual Percentage Yield – .15%
Maximum Term – n/a

Dividends Declared 9/30/2018
Dividend rates are declared & paid at the end of the quarter. Rates are subject to change at anytime.

 

IRAs

IRA Share Accounts

Dividend Rate – .15%
Annual Percentage Yield – .15%
Maximum Term – n/a

Dividends Declared 9/30/2018
Dividend rates are declared & paid at the end of the quarter. Rates are subject to change at any time.

(IRA Term Share Certificate Rates Effective 4/1/2018)
Please Note: Partnership Financial Credit Union does not offer term share certificates to other financial institutions

IRA SHARE ACCOUNTS
Term Share Certificate Minimum Opening Balance Dividend Rate Annual Percentage Yield Minimum Opening Balance Dividend Rate Annual Percentage Yield*
12 Months $1,000.00 .85% .85% $100,000.00 1.10% 1.11%
18 Months $1,000.00 1.00% 1.01% $100,000.00 1.25% 1.26%
24 Months $1,000.00 1.15% 1.16% $100,000.00 1.40% 1.41%
36 Months $1,000.00 1.30% 1.31% $100,000.00 1.55% 1.56%

*The Annual Percentage Yield (APY) is effective as of 4/1/2018. APY (annual percentage yield) is earned if the funds are left to compound for ONE YEAR. All dividends are paid monthly. A 6 month penalty may be imposed for early withdrawal on term share certificates. Rates are reviewed periodically and are subject to change without notice. Minimum balance listed is required to earn the corresponding APY listed.